Manage Your Pension

We know life is busy, and pensions can feel complicated, but it’s important not to bury your head in the sand. Working with a financial adviser early on in your pension journey can help you keep track of savings and feel confident it’s doing what it’s supposed to…grow! 

We can help you by:

  • Assessing your current pension arrangements

  • Exploring options to boost your pension savings

  • Reviewing your investment strategy to optimise returns 

  • Monitoring performance to make adjustments in line with your retirement goals 

With our support, managing your pension can be straightforward.

Speak to an adviser
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Tools
Pension Calculator

Compound Interest Calculator

Growth Calculator

State Pension Forecast

Quick answers

  • Transferring a pension is possible, but it’s important to consider fees, benefits, and investment options before making a move. A financial adviser can help you compare providers and ensure a transfer aligns with your retirement goals.

  • Depending on your pension type, you may be able to access some funds from age 55 (rising to 57 in 2028). Our advisers can help you plan withdrawals in a tax-efficient and sustainable way.

  • We can monitor your pension’s performance regularly and review your investment strategy to ensure it continues to match your risk tolerance and retirement objectives.

  • Yes. Our advisers explain how different decisions—such as withdrawals or contributions—affect your tax situation and can help you make informed choices.

  • At least once a year is recommended to review your pension or sooner if your circumstances change. For example, a new job or getting married or moving home can affect your retirement plans and may require updates to your pension strategy. 

  • Neglecting your pension can lead to uncertainty about your retirement income. Without regular reviews, you may miss opportunities to boost your savings, take advantage of tax benefits, or adjust investments to suit your changing needs.

What our clients say

testimonials

“Sound helpful financial advice, thoroughly recommend Geraint and his team!”

Roger

“The Money Partnership has been handling my money for over three years now and I have nothing but praise for the whole team. They always keep me up to date through regular emails and if needed accommodate a face to face appointment. Very friendly bunch of people and would recommend them to anyone.”

Mike 

A PENSION IS A LONG-TERM INVESTMENT. THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.