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Many people keep their money in savings because it feels safe and easy to access. While savings play an important role, over time inflation can reduce the real value of your money, meaning it may not stretch as far in the future as it does today.

How does investing compare to saving?
Investing gives your money the opportunity to work harder by placing it into assets such as stocks and shares that have the potential to grow over time. Although investment values can rise and fall, a well-planned and diversified approach can help manage risk and support long-term growth.

Our advisers take care of this for you, helping you set up investments that align with your goals, timescales, and risk tolerance—so you can invest with confidence.

Quick answers

  • No. Many investment options allow you to start with small amounts. Regular contributions over time can help your money grow steadily.

  • Every investment has some risk. We help assess your risk profile and select a portfolio that aligns with how much fluctuation you’re comfortable with while still aiming for growth.

  • Yes. We can help you start investments on behalf of your children, from junior ISAs to long-term savings plans, helping you plan for their future.

  • Most investments offer a good level of flexibility, although access will depend on the type of investment and typically takes around 3–4 weeks. Some options may have restrictions, notice periods, or tax considerations, so it’s important to review your choices with an adviser to ensure they suit your needs.

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What our clients say

THIS INVESTMENT MAY FALL AS WELL AS RISE, YOU MAY NOT GET BACK WHAT YOU PUT IN. THE VALUE OF UNITS CAN FALL AS WELL AS RISE, AND YOU MAY NOT GET BACK ALL OF YOUR ORIGINAL INVESTMENT.