When Solo Success Comes with Vulnerability

The Rise of a Successful Photographer

A long-time client of ours decided to turn his passion into a full-time venture by setting up his own photography business. Over the years, he invested wisely, made smart financial decisions, and watched his business flourish. With income growing steadily year on year, he eventually surpassed the milestone of a six-figure profit.

Realising the Risks of Solo Success

As a one-man operation, the client loved the freedom and creativity of running his own business—but he also recognised a vulnerability: his income depended entirely on his ability to work. The thought of losing the ability to photograph weddings or manage clients due to illness or injury was alarming.

Taking Action: Protecting Health and Income

The client reached out to discuss protection options. We quickly set him and his partner up with full Bupa Private Medical Insurance, giving them access to high-quality healthcare at a surprisingly reasonable cost. We also recommended Income Protection, ensuring that if he were unable to work—whether recovering from surgery or facing unforeseen setbacks—his business, investments, and essential bills would be safeguarded.

The Outcome: Confidence and Security

With both health and income protection in place, the client now has complete peace of mind. He can focus on growing his business, taking on new projects, and enjoying the rewards of his hard work, knowing that his livelihood is secure even if the unexpected happens.